Retirees Who Want To Increase Their Retirement Income

By Bill McCarthy

This article is for retirees who want to increase their retirement
income so they can enjoy more of what additional income brings during
retirement. I'm not talking about a job I'm talking about a change in
lifestyle.Not only "Can you snooze and not lose, you can win big".
This is a message to retirees who are looking for ways to help
supplement their retirement income. Just suppose you could find
something that could:

- Expand your lifestyle instead of downsizing.

- Give you an additional income of $100, $500,$ 2000 dollars a month
or maybe even a day.

- Let you earn while you sleep.

- Be your own boss.

- Not have to go to a job.

- Not have to make sales calls or be a telemarketer

- Not have to work for someone else

- Set your own hours

- Have flexible hours

- Conduct your business from anywhere

- Get paid for referrals

The problem

According to the AARP, 30 % of the people who retire will not have a
suitable income to support there retirement years and will continue to
work. Most of their income will go toward living expenses and
unexpected expenses like increased health care, property taxes, etc.
As this occurs do you make a decision to shrink your lifestyle or go
back to work to pay for the additional expenses.

It was interesting when I did the some research recently, I found that
there were few places on the internet that talked about expanding your
retirement lifestyle. Most talked about retirement planning, investing
for retirement, retirement communities, insurances for health care,
long term care, etc. but nothing about increasing your wealth after
you are retire.

In addition, newspapers, magazines, TV; and study after study talk
about how retirees are struggling to pay for increased health care,
taxes, etc. Bottom line many retirees are finding that they must find
a JOB usually at the minimum wage to keep up with the increased costs
of health care, taxes, etc. No wonder retirees are becoming depressed.
The government, the media, and our own thinking makes us feel "life is
difficult and having an enjoyable retirement is over". Well I here to
tell you it is not. But you are going to have change.

Change Our Way Of Thinking

As retirees we have to change our way of thinking. I can hear some of
you saying "No way I'm retired". But hear me out. There are three
important changes we must make. They are:

First, we have to change our way of thinking about retirement. The
traditional retirement thinker feels retirement means they have to
live on a fixed income of Social Security, 401k's, Ira's, and Company
retirement stipends, while grappling with increased costs in health
care, taxes, and increased utilities to name a few.

When we can't keep up with the increases we downsize our standard of
living or use the old "get a job" solution and go to work for Walmart,
Kmart, etc. to pay the bills. While all the time worrying about
whether we are making to much money and will have our SS reduced or
have to pay taxes.

Question ---- Why not become a Success Thinker and look for a way to
expand your lifestyle instead of thinking of downsizing.

Second, we don't have to live on our fixed income and make only enough
money to still qualify for our full Social Security benefit. The old
way of thinking is "We don't want to lose a dime to the government
because we deserve it after all these years of working and paying into
the system".

Question --- Why not build an internet business which could expand
your lifestyle instead of contracting it.

Third, we don't want to make so much money that we have to pay taxes
and have to pay back some of our retirement income (primarily Social
Security).

Question ---- If your lifestyle improves who cares.

A Better Solution

Well I'm here to tell you that there is a new lifestyle out there, if
you want to think outside the box and take the challenge of the 21st
Century. Look, retired people are smart, knowledgeable, and have
valuable talents, skills, and knowledge that others would want and pay
for, if the knew it was available.

The 21st Century has defined a new opportunity and what the term
"work" is, for those retirees who want to improve their lifestyle.
Technology has given the people who are retired an alternative to
living on a fixed income and watching their income erode based on a
higher cost of living. The alternative is running an internet business
from home, working for yourself, and even paying taxes when you are
successful. If you do it right and are successful at operating your
own online internet business your can improve your lifestyle rather
think about downsizing.

Let's spend a few minutes talking about starting and operating your
own successful internet business as a retiree.

First, I would rather spend my time developing my own business than
spending that same time working for a minimum wage at the local
superstore.

Second, I would rather spend my time developing an internet business
which produces income 24 hours/day and 7 days/week, rather than
operating a store which requires a lease, inventory, employees, etc.

Third, I would rather work hard in my own business, than work for
someone else's profit. In either case you are still going to work hard
so why not do it for yourself.

Finally we are talking about building a successful business here so
why not, as a retiree, build an internet business that expands your
lifestyle instead of trying to maintain your current situation which
is unacceptable.

How Do We Get There

Ok, let's talk about how you get there.

First of all we are all old enough to know that there is no such thing
as a "Free lunch". Like I have said we are talking about a new
retirement lifestyle and we a going to have to invest our time and
money to learn it.

Second, everyone has seen the horror stories about scams, rip-offs,
etc. on the internet. Well, I am here to say "Unless you plan to be
one of them I don't think there is too much to worry about if you run
your business ethically and follow good business practices to protect
your business and yourself.

You know I was thinking the other day, "scam is in the eyes of the
beholder". Let me give you an example. There are two customers who buy
the same product on the internet. The product is an e-book (book that
can be downloaded to the customers computer) which explains how to
"Grow Tomatoes in NYC". It cost $3.95 and for an additional $9.95 you
can buy all the necessary things, seeds, pots, etc. to start your own
tomato garden in NYC.

The first person that buys is an expert in plants (probably wouldn't
happen) but lets say he buys anyway and when he gets the material he
is unhappy and he accuses you of a scam.

The second person on the other hand has absolutely no experience
growing tomatoes in NYC and follows your instructions and uses your
products and raises a bushel of tomatoes on his patio on the 20th
floor. He is completely happy with the results and buys again the next
year and tells his neighbors.

Question --- Should you close your business because in the first case
you are being accused of being a scammer or should you refund his
money and focus your marketing message on "Newbie's trying to grow
tomatoes on their 20th floor patio? I think the answer is obvious.
Market to Newbie's and forget about getting the experts sales.

The message here is "Selling isn't hard when you have the right
marketing message and you reach the right audience". Internet
marketing opportunities can be worldwide and 24/7. The beauty of this
is "Once you have the right marketing message for your products your
internet store is open 24hrs per day and 7days per week and you don't
even have to be there because it is on autopilot".

So what should you do if you need additional income? Up until recently
you only had two options:

· Go to work for someone minimum wage

· Downsize your lifestyle

Well now I have introduced a third option. Change your lifestyle and
become a successful internet business owner. The key word here is
successful because you can make more money than working for someone
else and a successful internet business will help expand your
lifestyle. Find out more information at Build Your Own Retirement
Business

Thank you

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